Why Executive Benefits?
Take a moment to think about the success of your organization. How much of that success is related to your employees? Chances are, you have select key employees that play important roles in your organization. Where would you be without them?
You may ask yourself, will your key employees be able to save enough money for retirement with the current benefits you have in place? Do your competitors offer benefits that might draw valuable employees away from your organization?
Having the right tools to recruit, reward, retain and retire those key employees can make all the difference.
By providing additional benefits and features, executive benefits can play a big role in helping your organization by helping your key employees. They can also help them make up for benefits lost due to limitations on qualified retirement plans and Social Security. The result? More engaged and loyal employees and a great recruiting tool, too.
Recruit | Reward | Retain | Retire
// Salary deferrals above qualified plan limits
// Compensation plan around meeting organizational goals
// Life insurance above group term limit
// Disability insurance above group plan limit
// Long-term care insurance for key employees
// Life insurance for non-U.S. executives
You have accumulated substantial assets. You would like to preserve them and transfer as much of your assets as you can to your heirs and/or charities. But estate taxes and costs of long-term care may significantly erode your assets. Life insurance and long-term care insurance, along with a thoughtfully constructed estate plan may help you to efficiently maximize what your heirs ultimately receive.
Additionally, if you are a business owner, your business may be one of the most valuable assets you own. It's vital to safeguard your business from the unexpected and have a clear plan for fully monetizing it at some point in the future. Yet, most business owners do not know how much their business is worth. A well-crafted business succession plan can play a huge role in a sound estate plan.
Protect and Preserve Your Estate
// Provide liquidity to meet estate tax obligations
// Maximize generational estate
// Leverage charitable giving
// Equalize inheritance among heirs
// Provide financial security for a child with special needs
// Safeguard your business from the unexpected
Our Founder and CEO
CEO | Insurance Advisor
CA Lic #0C63140
As a seasoned insurance professional, I offer sophisticated insurance strategies for businesses, nonprofits and large estates.
I began my career in financial services over 30 years ago with a Big 4 accounting firm. I have since held leadership positions at several financial services firms offering solutions to complex estate and business planning issues, many of which involved sophisticated insurance strategies.
I have written numerous articles on estate and financial planning topics, some of which have appeared nationally in AICPA PFP Planner, Leimberg Information Services and Journal of Financial Service Professionals. I have also taught graduate level financial planning courses, and have spoken at various seminars and conferences.
Outside of work, I enjoy live jazz, hiking and spending time outdoors with my family and friends. Though I claim to play golf, no one in my foursome seems willing to vouch for that.
Certified Public Accountant (CPA)
Certified Financial Planner (CFP®)
Chartered Financial Consultant (ChFC)
Chartered Life Underwriter (CLU)
East King County Estate Planning Council
Seattle's Union Gospel Mission (past board
member, investment committee chair)
BS Business/Accounting - Biola University
English, Korean, Japanese