Sophisticated Life Insurance Strategies for Your Unique Needs

Wealth Transfer Strategies for
​Taxable Estates

  • Leave cash to your heirs so they can to pay estate taxes
  • Equalize inheritance among your children
  • Maximize generational estate
  • Provide financial security for your child with special needs
  • Keep costs of long-term care from depleting your assets
  • Bypass inherited IRA rules

Executive Benefits for
​Businesses

  • Attract key employees with a robust compensation package 
  • Carve out a retirement plan just for your executive team
  • Provide life and/or disability insurance just for your executives 
  • "Buy time" if your key employee dies or becomes too sick to work
  • Fund your buy/sell plan to ensure smooth business continuation

Tax Minimization Strategies for
High Income Earners

  • Protect your family if you die or become too sick to work
  • Save money without contribution limits or distribution requirements
  • Add a low-volatility, tax-efficient asset without stock market risk
  • Save money without being taxed on the growth
  • Withdraw money without being taxed 

You Can Smile

We are independent.
​Objective and unbiased.
In your best interest.
Knowledgeable and caring.
No sales pitch. Ever.

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and other reputable carriers.
As an independent firm, we are not affiliated with or beholden to any carriers.

Drop Us A Line

​info@elliottbayinsurance.com
206.486.8700 ext. 702
We deliver sophisticated life insurance strategies for taxable estates, businesses, and high income earners.