Sophisticated Life Insurance Strategies for Your Unique Needs

Wealth Transfer Strategies for
​Taxable Estates

  • Leave cash to your heirs so they can to pay estate taxes
  • Equalize inheritance among your children
  • Maximize generational estate
  • Provide financial security for your child with special needs
  • Keep costs of long-term care from depleting your assets
  • Bypass inherited IRA rules

Executive Benefits for
​Businesses

  • Attract key employees with a robust compensation package 
  • Carve out a retirement plan just for your executive team
  • Provide life and/or disability insurance just for your executives 
  • "Buy time" if your key employee dies or becomes too sick to work
  • Fund your buy/sell plan to ensure smooth business continuation

Tax Minimization Strategies for
High Income Earners

  • Protect your family if you die or become too sick to work
  • Save money without contribution limits or distribution requirements
  • Add a low-volatility, tax-efficient asset without stock market risk
  • Save money without being taxed on the growth
  • Withdraw money without being taxed 

You Can Smile

We are independent.
​Objective and unbiased.
In your best interest.
Caring and responsive.
No sales pitch. Ever.

Our Carriers

and other reputable carriers.
As an independent firm, we are not affiliated with or beholden to any carriers.

Drop Us A Line

​info@elliottbayinsurance.com
206.486.8700 ext. 702
We deliver sophisticated life insurance strategies for taxable estates, businesses, and high income earners.