Sophisticated Strategies for Your Unique Needs

​Taxable Estates

  • Leave cash to your heirs so they can pay estate tax without having to sell your assets at a discount
  • Equalize inheritance among your children with different needs
  • Maximize generational wealth
  • Provide financial security for your child with special needs
  • Pass your "unneeded" IRA to your heirs in a tax-optimized way

​Businesses

  • Protect your business value so you can sell it for maximum profit
  • "Buy time" if your key employee dies or becomes too sick to work
  • Fund your buy/sell plan to ensure smooth business continuation
  • Attract key employees with a superior compensation package 
  • Provide retirement and insurance benefits just for your executives 

High Income Earners

  • Protect your family if you die or become too sick to work
  • Sock away your money in a tax-optimized way
  • Add a low-volatility, tax-efficient asset class without market risk
  • Save money without being taxed on growth and earnings
  • Withdraw money without triggering income tax
Sensible insurance planning requires knowledge of the science behind insurance. It's not rocket science, but it is a science.

We work with America's top carriers

and other reputable carriers
Do you like pushy insurance salespeople?
​
​Neither do we.
​
We are independent.
​Objective and unbiased.
In your best interest.
Knowledgeable and caring.
No sales pitch...  ​Ever.
​
What's not to like?

Drop us a line

​[email protected]
206.486.8700 ext. 702
We deliver sophisticated life insurance strategies for taxable estates, businesses, and high income earners.