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It's fair to say that until recently, investors (and their advisors) were singularly focused on saving for retirement. Lately, however, the focus has shifted largely to how to make money last through retirement—a move from accumulation to decumulation.  The so-called longevity annuities can be a good fit for those who are delaying Social Security and who have good health and longevity in their family histories, says financial planning expert Michael Kitces in a conversation with Morningstar. Two academics discuss retirement income planning on WealthTrac by Consuelo Mack. The annuities discussion starts at 14:22, but the entire episode is worth watching. |
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